BACKED BY ACTIUM GROUP

Built for debts you’re close to writing off.

Actium X was created for commercial debts that sit in the hard middle: too complex for standard collection, too commercially sensitive to ignore, and not always suited to immediate legal action.

We help business owners, directors and professional referrers assess difficult debts, understand their options and decide on the most commercially viable path forward.

Trusted by businesses across Australia for debt collection

WHY ACTIUM X EXISTS

Recovery that reflects the way business actually works.

Unpaid debts rarely happen in isolation, but unfold while business owners are managing cash flow, client relationships, staff, suppliers and decisions under pressure.

Standard collection can lose momentum when a matter becomes disputed, delayed or more complex. Legal action may be necessary, but it can become disproportionate when the costs start to outweigh the debt.

Actium X was created to bridge that gap. We review the debt, the debtor and the available recovery pathways before recommending what should happen next.

The option that should have existed all along.

Debt Collection Meeting Australia | Actium X Debt Recovery Australia

BACKED BY ACTIUM GROUP

Commercial depth. Legal precision. One cohesive strategy.

Actium X combines specialist recovery capability with the commercial, accounting and advisory depth of Actium Group.

That backing matters when a debt is disputed, sensitive or commercially difficult to assess. We look beyond the amount owing and consider the broader business position: the documents, the debtor, the cost of action, the pressure points and the commercial risk.

The result is a recovery pathway shaped by the full picture, rather than a narrow view of the debt alone.

Commercial assessment

We review the amount owed, the debtor’s position, business context, and available recovery pathways.

Legal capability

We identify where negotiation, formal communication or escalation may be appropriate.

Clear guidance

We explain the risks, options and next steps clearly, without burying the issue in legal language.

Professional oversight

Sensitive matters are handled with discretion, process and accountability.

COMMERCIAL AND LEGAL EXPERTISE

Better recovery decisions start with better information.

Commercial recovery demands more than politely asking again and again. It requires a clear view of the debt, the supporting documents, the debtor’s position, and the commercial value of each next step.

 

Actium X brings those inputs together before action is taken, so clients can make informed decisions instead of being pushed into a recovery process that may not be commercially worthwhile or appropriate for their situation.

Pre-recovery viability assessments

Debtor position and financial indicators

Commercial recovery recommendations

James Moore specialises in debt recovery for Australian businesses

James Moore

Principal

James co-founded Actium X following the success of Actium Partners and his experience with debt recovery and debtor management challenges across his own commercial dealings and client base. A skilled accountant, he brings strong commercial pragmatism, solution-focused thinking and broad advisory capability.
James takes a no-fuss, fact-based approach, helping clients understand the numbers, risks and practical pathway forward. He measures success by the outcomes he delivers to clients.

Outside of work, you’ll find James with his family — and when he’s not, chances are he’s out with something that has an engine, whether that’s his VZ Clubsport, his Ford Raptor, or his KTM 300.

David Luciani is an expert in commercial debt recovery in Australia

David Luciani

Head of Litigation

David Luciani co-founded Actium X and brings a distinguished career across corporate finance, law, debtor management and debt recovery. With 25 years in the field, he has a strong understanding of Australian civil procedure, court processes and evidence requirements.
David provides practical, jurisdiction-aware guidance on recovery pathways, risks and escalation. His empathetic approach combines technical direction, commercial strategy, and perseverance to help clients navigate difficult disputes.

Outside work, David enjoys reading, cooking traditional Italian cuisine for family and friends, and supporting disadvantaged people in his local community.

WHAT WE DO DIFFERENTLY

We look beyond the debt to understand what should happen next.

We review what others write off.

We take a closer look at debts that have been delayed, disputed, or deemed too hard to collect.

We deal with the cause, not just the debt.

Actium X identifies the factors that contributed to the issue, so clients can reduce repeat exposure.

Clear recommendations, backed by commercial judgement.

We explain the risks, the likely pathway and what we think should happen next.

Professional communication with people who owe.

We communicate firmly and respectfully, so the matter is taken seriously without unnecessary aggression.

Start with an assessment.

Tell us about the debt, and we’ll review the matter to identify the next practical step. All enquiries are handled discreetly.